NYC, New York State, NJ, PA, CT, MA, and IRS federal tax brackets, commuter credits, NJ exit tax, and residency audits.
Explore Tax Center
NYC mansion tax, CEMA mortgage recording tax savings, Tri-State property tax bills, PITI amortization, and rent-vs-buy math.
Explore Housing & Mortgages
401(k) and Roth IRA compounding, NY estate tax cliff, capital gains + NIIT, and Social Security taxability.
Explore Wealth Management
FOMC interest rate policy, state-tax-exempt US Treasury bills vs. CDs, SOFR, inflation, and FX reference rates.
Explore Markets & Fed
SBA 7(a) & 504 commercial loan amortization, NYC 4% UBT freelancer tax, LLC vs. S-Corp payroll math, and NY PTET.
Explore Small Business
Independent economic commentary, fiscal policy analysis, and institutional perspectives across the US East Coast.
Explore Opinion
Understand New York’s Convenience of the Employer rule (20 NYCRR 132.18 & TSB-M-06(5)I) for NJ, CT, and PA remote workers, NJ/CT retaliatory credits, and bona fide office rules.
Calculate how moving 1 PATH or ferry stop from Manhattan to Jersey City, Hoboken, or Weehawken eliminates the 3.876% NYC resident income tax and 1.925% condo mortgage tax.
Calculate 2026 Fairfield County CT property taxes (70% assessment ratio × Mill Rate), CT 6.99% income tax vs. NYC 14.78%, and motor vehicle mill caps in Greenwich, Darien & Westport.
Waiting on your New York State and NYC tax refund? Check the 2026 NYS Department of Taxation and Finance processing timeline, direct deposit schedules, Empire State Child Credit delays, and what each status message really means.
Calculate exact out-the-door sales tax, restaurant meal tax, and pre-tax gratuity across New York City (8.875%), Long Island/Westchester, New Jersey (6.625% & 3.3125% UEZ), Connecticut (6.35% / 7.35% dining), and Massachusetts (6.25%).
Compare 2026 property tax rates across NJ Transit’s Midtown Direct rail corridor: Summit (1.62%), Chatham (1.68%), Madison (1.72%), Short Hills/Millburn (1.84%), and Montclair (2.58%).
Compare 2026 Bergen County NJ property tax rates across 70 municipalities—from low-tax Alpine (0.76%) and Englewood Cliffs (0.98%) to Ridgewood (2.18%) and Tenafly (2.38%).
Master Nassau County Long Island Class 1 property taxes (0.10% assessment ratio), SCARS tax grievance reductions, and 2026 effective rates in Great Neck, Manhasset & Garden City.
Compare 2026 Westchester County NY effective property tax rates, RAR equalization ratios, STAR credits, and 1.05% Mortgage Recording Tax across Scarsdale, Rye, and Bronxville.
In-depth guide to New York State's notorious '105% Estate Tax Cliff' under NYS Tax Law § 952. See the 2026 Basic Exclusion Amount, why NY has zero spousal portability, and how the 'Santa Claus Clause' saves heirs hundreds of thousands.
Calculate how much of your Social Security benefit is taxable at the federal level (0%, 50%, or 85% via IRS Provisional Income) and see why NY, NJ, PA, and FL exempt 100% of Social Security from state income tax.
Calculate your exact net proceeds on stock, business, or real estate sales across East Coast states. Includes Federal long-term vs. short-term brackets, the 3.8% Net Investment Income Tax (NIIT), and NY/NYC/NJ/MA state surtaxes.
Project your retirement nest egg under the 2026 IRS 401(k) contribution limits ($23,500 standard, $31,000 age 50+, $34,750 ages 60–63 SECURE 2.0 super catch-up) and compare Traditional vs. Roth for NY/NJ earners.
Analysis of Bureau of Labor Statistics (BLS) Regional Consumer Price Index data for the NY-NJ-PA, Boston-Cambridge-Newton, and Philadelphia metro areas. Why constrained East Coast housing supply keeps core shelter inflation sticky.
Macro markets brief explaining why FOMC cuts to the overnight Federal Funds Rate reduce 4-week T-Bill and SBA 7(a) Prime rates immediately, while 30-year fixed NY/NJ mortgages track the 10-year Treasury term premium and MBS spreads.
Editorial analysis of the $118 billion Northeast commercial real estate (CRE) debt maturity wall. Why 2019–2021 rent-stabilized multifamily and Class B office loans originated at 3.5% face equity shortfalls at 6.25% refinancing rates.
Analysis of the New York State Comptroller's annual Wall Street securities industry bonus report. How investment banking, private credit, and trading bonuses drive 27% of NY State and 8% of NYC personal income tax revenue.
Freelancing, consulting, or running an LLC in New York City? Calculate your 2026 NYC 4% Unincorporated Business Tax (Form NYC-202 / NYC-204), the $5,000 exemption, sliding-scale credits, and the NYC Resident Credit.
Should a New York business form an LLC in Delaware or New York? Learn why forming in Delaware triggers double filing fees via Foreign Qualification, and how to legally cut NY Section 206 newspaper publication costs from $1,250 to $145.
Calculate monthly commercial payments, SBA upfront guarantee fees, and Debt Service Coverage Ratio (DSCR) for SBA 7(a) business acquisition, working capital, and commercial real estate loans up to $5,000,000.
Interactive LLC vs. S-Corporation tax calculator for New York and New Jersey business owners. Calculate FICA self-employment tax savings, the NYS Pass-Through Entity Tax (PTET) federal SALT workaround, and NYC 8.85% GCT friction.
Independent economic commentary across the Washington–New York–Boston corridor.
Editorial analysis of the $118 billion Northeast commercial real estate (CRE) debt maturity wall. Why 2019–2021 rent-stabilized multifamily and Class B office loans originated at 3.5% face equity shortfalls at 6.25% refinancing rates.
Federal Reserve policy, Tri-State tax legislation, Treasury auctions, and East Coast housing data explained with primary sources.
